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The Home of Your

Personal Financing Solution

With virtue to build the only all-in-one financial apps that facilitate gig workers, salary earners, underserved businesses as well as students to manage their cash flow quick and get ahead.

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Buy-Now-Pay-Later

Split any purchase into 3 profit free payments. Our embedded split payment engine work for any online cart at all your favourite online stores, directly from your phone. Sign up and deduct your online purchases from your linked card or bank account.

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Salary Advance

Our shariah employee financing scheme based on the concept of Commodity Murabahah (Tawarruq) offers financing to private and government employees. Employees may opt for their repayment tenure at their convenience.

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Agro Financing

Malaysia accounted for 25.8% of palm oil production globally. With the collaboration of M24 Cash with the industry players, we offer secured financing to farmers mainly in peninsular Malaysia. Our unique Shariah Agro Financing offers a competitive profit rate, secured by the harvested crops with a high Financing-to-Value disbursement amount.

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OPEX financing

Collaboration with M24 Tawreeq, our subsidiary of M24 Berhad in offering micro-retail financing to underserved SMEs in support of operating expenses. We welcome Sole Proprietor, Partnership or Private Limited Companies registered with SSM and existing clients of M24 Tawreeq.

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Merchant Financing

Shariah financing for your e-Commerce business that registered with SSM. Our financing products are designed to assist the financial needs of online sellers, dropships, affiliate agents, and retail stores that are in need of short-term financing. Contact us now for an application. 

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Student Assist

We strongly believe building up a credit profile started as early as 21 years old. With the aspiration to educate young adults in managing personal finance, we are proud to offer short-term pocket money financing as minimum as 10 days repayment term at a small fee as low as RM 0.50 per month. Yes, RM 0.50 cent per month. We welcome all Malaysian universities and college students to explore our Student Assist financing products.

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